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The Steps To Working With Us
Step 1: Enrolling As A Client
You will enroll yourself as a client using our self-service application. Prompts will appear for you to add your personal information along with your card information. YOU WILL NOT BE CHARGED FOR ANYTHING DURING YOUR ENROLLMENT PROCESS! You will not be contacted until we have received a complete application.
Step 2: View Your Full Credit Report
You will order your credit report through the application with our credit monitoring partner (MyFreeScoreNow). The fee for the credit monitoring is separate from your monthly credit repair subscription. It is $1 for the first 7 days, and then you will be charged $24.97 monthly. Your MyFreeScoreNow account has to be maintained monthly to have your report pulled.
Important Note: Be sure to create a password that is less complicated for us to also have. We will need to log-in during your consultation.
Step 3: The Free Credit Analysis
After your application has been completed, you will receive an email to schedule your FREE comprehensive analysis overview of your credit profile from all 3 major credit bureaus.
If you do not need credit repair, then your account is immediately canceled and you are not charged for any services. If you are accepted into the program, and decide to enroll with us, we will walk you through the client portal enrollment steps. And again, NO PAYMENTS ARE MADE UNTIL THE WORK HAS BEEN INITIATED!
You will learn how to log into your client portal and locate where to add your correspondence letters from the credit bureaus, the creditors, and furnishers and how to check your messages and vital information in the client portal.
Step 4: Relax "A Little"
Step 5: Become An Official Graduate
Now you can relax just a little bit but not too much. Even though we do 80% of the work, you still have to maintain the other 20%. You are required to maintain uploading your corresponding letters into your client portal to keep the flow of your disputes continuous. It is imperative that you keep us informed about the credit bureau correspondences so we know how to create the next letter. Maintaining your payments on your lines of credit is also a major factor in increasing and maintaining a great score.
Step 5: Become An Official Graduate
Step 5: Become An Official Graduate
Step 5: Become An Official Graduate
Yay! Congratulations! You have graduated from the Vigor Financial Credit Academy program! You will now be enrolled into the online course for a SMALL SUBSCRIPTION FEE of less than $5 a month. The self-paced DIY Credit & Financial Literacy online course will teach you how to build your credit correctly, show you what credit cards to get and not to get, how to budget and build wealth using your good credit and learn the do's and don'ts of financial literacy.
Click this photo to head to the Online Course.
